WHY USE US AS YOUR INSURANCE BROKER?
 

Before any loss occurs:
With our experience of claims that have actually occurred we can work out what risks you may be susceptible to and where your greatest risks could be coming from.
How to calculate the sum insured:
This is the area most people get wrong whatever the type of insurance. Every time there is a major catastrophe the issue of under-insurance comes to the fore. We cannot emphasise too strongly that the the sum insured calculation must be done properly: else you will suffer
How financially secure is the Insurance Company:
Under current legislation Insurance Companies are required to advise the Public of their financial standing. Do you know where to look for the ratings and what their significance is? We do know where to look and what the ratings mean.
Policy Wordings:
Policy wordings vary between Insurers from the very good to the very basic and they are not all the same, don't make the expensive mistake of thinking they are. As well as knowing the differences we also know which clients need special extensions to covers.
Specialist Cover:
We run a scheme for "Classic Cars". It has different cover available for those being restored, trailered only and for limited mile usage. We also have access to those Insurers who don't deal with the public directly.
After the Loss:
We can assist in making sure the correct claims procedures are followed. Having worked in claims offices we are aware that well presented claims get processed before incomplete or messy ones. Our involvement can ensure your claim will be presented in the best possible light. We can also give you advice on what to expect if the Insurer appoints an assessor and how you can work with the assessor to resolve the claim.
SUMMARY:
Using a sporting an analogy - most clients are amateurs getting involved for the first time in the Professional sport of Insurance. Without a professional coach they are probably going to be too inexperienced to succeed. We can be that coach if you want us to.